Repay to unlock more

Pay back your loan in full and on time to increase your loan limit. Consistent repayments build your credit profile, giving you access to higher amounts when you need them most.

Ways to repay

Pay via the Fido app

Open the Fido app, tap “Pay Back”, and follow the prompts to complete your repayment.

Pay via Fido USSD

Dial [insert code here], enter your Fido PIN, and follow the instructions to repay your loan.

Pay via Whatsapp

Open the reminder message, click repayment link, confirm your details and follow the instructions to repay your loan.

Pay via Auto-Debt

Scheduled debit on due date either through DebiCheck mandate or PayShap

Customer success story

85%

of customers
recommend Fido
services

“Started with R300. Now I get R4,000 loans to keep my shop fully stocked!” – Themba.
4.5
“Paying on time really helped me because that way, I am able to secure higher loans.” – Lesedi.
4.0
“Fido believed in me when banks wouldn’t. Now I get R7,500 to grow my business!” – Nicole
5.0

85%

of customers
recommend Fido
services

"Since I started working with Fido, my daily earnings increased by 40%" - Sipho, Johannesburg"
4.5
"Since I started working with Fido, my daily earnings increased by 40%" - Sipho, Johannesburg"
4.5
"Since I started working with Fido, my daily earnings increased by 40%" - Sipho, Johannesburg"
4.5

Frequently Asked Questions

What if salary delays and I can't pay on time?

Call us immediately! Explain the situation. We understand salary delays - it happens to everyone. The key is communication before your due date, not after.

How fast can my loan amount increase?

Pay on time just 3 times and most customers see their loan double. Some go from R 500 to R 8,000 in just 3 months! 

Top performers reach R 7,500.

Will one late payment really hurt me?

Yes. Credit bureaus in South Africa track all loan payments. One default stays on your record and affects future loans from all lenders. Think long-term.

Can I rebuild after defaulting?

Yes, but it takes time. Start with your next payment. Consistency is key. Many customers rebuild within 6 months of steady payments.

Get financial support now!