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South African market trader reviewing finances at her stall
Loans & Credit

Mashonisa Rates vs Fido: What Borrowing Really Costs You

Mashonisas charge 30–50% per month. Fido shows you every rand before you agree. This is what informal borrowing actually costs in South Africa.
June 1, 2026
Comparing personal loans South Africa
Loans & Credit

How to Compare Personal Loans in South Africa Without Getting Misled

Most South Africans compare personal loans on the wrong metric. This guide gives you a practical framework to find the genuinely cheapest option based on total rand repayment.
Salary bridge loan for professionals
Loans & Credit

When a Salary Bridge Loan Makes Sense for Professionals

For SA professionals, a salary bridge loan can be a smart financial tool when used for genuine short-term gaps. This guide explains when it makes sense and how to evaluate the real cost.
Total Cost of Credit South Africa
Loans & Credit

Total Cost of Credit: What South African Borrowers Must Know

Before you borrow, the NCA requires every lender to show you the total cost. Learn the components and how to protect yourself.
NCA Affordability Assessment South Africa
Loans & Credit

NCA Affordability Rules: What Lenders Must Check Before Approving You

Every registered credit provider must conduct an NCA affordability assessment before approving your loan. Learn what they check, the 30% rule, your legal rights, and how Fido's transparent process works.
Salary Bridge Loan South Africa
Loans & Credit

What Is a Salary Bridge Loan — and Do You Qualify?

Learn what a salary bridge loan is, who qualifies without a payslip, and how to get up to R8,000 with Fido South Africa.
Short-Term Loans in South Africa: The Complete 2026 Guide
Loans & Credit

Short-Term Loans in South Africa: The Complete 2026 Guide

A comprehensive guide to short-term loans in South Africa — types, costs, NCA rules, and how to apply quickly without a payslip via the Fido app.
May 24, 2026
Are Payday Loans Safe in South Africa? (2026)
Loans & Credit

Are Payday Loans Safe in South Africa? (2026)

The safety of a payday loan depends entirely on the lender. This guide explains how to verify legitimacy, what makes an NCR-registered lender safe, and the warning signs of predatory and fraudulent lenders.
May 22, 2026
What Happens If You Can't Repay a Payday Loan in South Africa? (2026)
Loans & Credit

What Happens If You Can't Repay a Payday Loan in South Africa?

Missing a payday loan repayment is stressful. This guide explains exactly what happens — the consequences, your rights under the NCA, and practical steps that can limit the damage.
May 21, 2026
How Much Can You Borrow With a Payday Loan in South Africa? (2026)
Loans & Credit

How Much Can You Borrow With a Payday Loan in South Africa?

The amount you can borrow with a payday loan in South Africa depends on your income, credit history, and whether you're a first-time or returning borrower. This guide explains the factors that determine your loan limit.
May 20, 2026
Best Personal Loan Options in South Africa — 2026 Guide
Loans & Credit

Best Personal Loan Options in South Africa — 2026 Guide

Choosing a personal loan in South Africa isn't just about finding the lowest interest rate. This guide explains the types available, what to compare beyond the headline rate, how interest rates work in 2026, and tips for first-time borrowers.
May 19, 2026
How to Get an Online Loan in South Africa — Same Day Approval (2026)
Loans & Credit

How to Get an Online Loan in South Africa: Same Day Approval

In 2026, digital lenders make it possible to apply for a loan in under 10 minutes and have money in your account the same day. This guide explains how online loans work, what you need, and how to borrow safely.
May 19, 2026