Learn

How-To

How to Check Your Fido Loan Status (and What Each Status Means)

Where to find your Fido loan application status, what each stage means, how long decisions realistically take, and what to do if you're stuck or declined.
June 16, 2026
How-To

How Fido Works: From Download to Money in Your Account

A step-by-step walk-through of the Fido loan journey in South Africa — from downloading the app to repayment and growing your Fido Score.
June 11, 2026
Loans & Credit

Is Fido Legit? How to Verify Us (and Any SA Lender)

A direct answer to "is Fido legit?" — with a walk-through of verifying NCR registration NCRCP16693 and the red flags of scams impersonating Fido.
June 11, 2026
Loans & Credit

Fido Loan Review (2026): How It Works, Costs, and Who It's For

Fido reviews its own South African loan product — what it costs, what it does well, where it falls short, and who it is (and isn't) for.
June 11, 2026
BNPL vs a Short-Term Loan in South Africa: Which Actually Costs You More?
Loans & Credit

BNPL vs a Short-Term Loan in South Africa: Which Actually Costs You More?

BNPL vs a short-term loan in South Africa: how each works, where the real costs hide, and how to choose the cheaper option.
June 8, 2026
How to Download Your Bank Statement (Capitec, FNB, Absa, Standard Bank, Nedbank)
How-To

How to Download Your Bank Statement (Capitec, FNB, Absa, Standard Bank, Nedbank)

Step-by-step guide to download your bank statement in South Africa across Capitec, FNB, Absa, Standard Bank and Nedbank.
June 8, 2026
DebiCheck Explained: How Authenticated Debit Orders Protect South African Borrowers
How-To

DebiCheck Explained: How Authenticated Debit Orders Protect South African Borrowers

DebiCheck explained for SA borrowers: how authenticated debit orders work, how they protect you, and what to expect when repaying a loan.
June 8, 2026
South African informal market trader standing confidently at his outdoor market stall
Loans & Credit

How to Borrow Safely When You Have No Payslip in South Africa

A safety guide for South African informal earners on how to borrow without a payslip — and how to avoid loan sharks, hidden fees, and debt traps.
South African mother planning family finances at kitchen table with coins and notes
How-To

How to Survive Between Paydays When Money Runs Out in South Africa

Seven practical strategies for South African workers to make it to payday — from budget audits to short-term loans — without falling into debt traps.
South African domestic worker looking relieved outside her home after accessing emergency cash
Loans & Credit

Emergency Cash Loans for Informal Workers in South Africa

A practical guide for domestic workers, piece-job earners, and informal traders on getting emergency cash loans in South Africa without a payslip.
South African market trader reviewing finances at her stall
Loans & Credit

Mashonisa Rates vs Fido: What Borrowing Really Costs You

Mashonisas charge 30–50% per month. Fido shows you every rand before you agree. This is what informal borrowing actually costs in South Africa.
June 1, 2026
Comparing personal loans South Africa
Loans & Credit

How to Compare Personal Loans in South Africa Without Getting Misled

Most South Africans compare personal loans on the wrong metric. This guide gives you a practical framework to find the genuinely cheapest option based on total rand repayment.
Salary bridge loan for professionals
Loans & Credit

When a Salary Bridge Loan Makes Sense for Professionals

For SA professionals, a salary bridge loan can be a smart financial tool when used for genuine short-term gaps. This guide explains when it makes sense and how to evaluate the real cost.
Total Cost of Credit South Africa
Loans & Credit

Total Cost of Credit: What South African Borrowers Must Know

Before you borrow, the NCA requires every lender to show you the total cost. Learn the components and how to protect yourself.
NCA Affordability Assessment South Africa
Loans & Credit

NCA Affordability Rules: What Lenders Must Check Before Approving You

Every registered credit provider must conduct an NCA affordability assessment before approving your loan. Learn what they check, the 30% rule, your legal rights, and how Fido's transparent process works.
Salary Bridge Loan South Africa
Loans & Credit

What Is a Salary Bridge Loan — and Do You Qualify?

Learn what a salary bridge loan is, who qualifies without a payslip, and how to get up to R8,000 with Fido South Africa.
Short-Term Loans in South Africa: The Complete 2026 Guide
Loans & Credit

Short-Term Loans in South Africa: The Complete 2026 Guide

A comprehensive guide to short-term loans in South Africa — types, costs, NCA rules, and how to apply quickly without a payslip via the Fido app.
May 24, 2026
How to Rebuild Your Credit Score in South Africa (2026)
Loans & Credit

How to Rebuild Your Credit Score in South Africa

A bad credit score in South Africa is fixable — not overnight, but through consistent, specific actions over time. This guide gives you a practical, honest roadmap to rebuilding your financial standing.
May 28, 2026
What Is Debt Review in South Africa and Should You Consider It? (2026)
Loans & Credit

What Is Debt Review in South Africa and Should You Consider It?

Debt review is one of South Africa's most misunderstood financial processes. This guide gives you a clear, honest picture of what it is, how it works under the NCA, the real benefits and costs, and how to decide if it's right for you.
May 27, 2026
How to Check Your Credit Score for Free in South Africa (2026)
Loans & Credit

How to Check Your Credit Score for Free in South Africa

Every South African is legally entitled to a free credit report, but most don't know where to get it or what it means. This guide explains the four credit bureaus, where to get your free report, what to look for, and how to dispute errors.
May 26, 2026
How to Use a Short-Term Loan Responsibly in South Africa (2026)
Loans & Credit

How to Use a Short-Term Loan Responsibly in South Africa

A short-term loan is a tool. This guide covers the core principles of responsible short-term borrowing in South Africa — how to use them well, avoid the debt trap, and build healthy financial habits.
May 25, 2026
Short-Term Business Loans for Small Business Owners in South Africa (2026)
Loans & Credit

Short-Term Business Loans for Small Business Owners in South Africa

For South Africa's small business owners, short-term business credit can mean the difference between seizing an opportunity and missing it. This guide covers types of business finance, qualification criteria, and when business loans make sense.
May 24, 2026
Emergency Loans in South Africa — What Are Your Options? (2026)
Loans & Credit

Emergency Loans in South Africa: What Are Your Options?

When a genuine financial emergency hits, you need answers fast. This guide walks through every emergency funding option in South Africa in 2026, from fastest to slowest, and helps you determine the best choice for your situation.
May 23, 2026
What Documents Do You Need for an Online Loan in South Africa? (2026)
Loans & Credit

What Documents Do You Need for an Online Loan in South Africa?

Short-term online loan applications require far fewer documents than most people expect. This guide covers exactly what you need based on your income type — salaried, self-employed, SASSA recipient, or pensioner.
May 22, 2026
How to Get an Urgent Loan After Hours in South Africa (2026)
Loans & Credit

How to Get an Urgent Loan After Hours in South Africa

Emergencies don't respect business hours. This guide explains which lenders process applications after hours, how same-day transfers work in practice, and how to get emergency funds fast and safely.
May 21, 2026
Are Payday Loans Safe in South Africa? (2026)
Loans & Credit

Are Payday Loans Safe in South Africa? (2026)

The safety of a payday loan depends entirely on the lender. This guide explains how to verify legitimacy, what makes an NCR-registered lender safe, and the warning signs of predatory and fraudulent lenders.
May 22, 2026
What Happens If You Can't Repay a Payday Loan in South Africa? (2026)
Loans & Credit

What Happens If You Can't Repay a Payday Loan in South Africa?

Missing a payday loan repayment is stressful. This guide explains exactly what happens — the consequences, your rights under the NCA, and practical steps that can limit the damage.
May 21, 2026
How Much Can You Borrow With a Payday Loan in South Africa? (2026)
Loans & Credit

How Much Can You Borrow With a Payday Loan in South Africa?

The amount you can borrow with a payday loan in South Africa depends on your income, credit history, and whether you're a first-time or returning borrower. This guide explains the factors that determine your loan limit.
May 20, 2026
Best Personal Loan Options in South Africa — 2026 Guide
Loans & Credit

Best Personal Loan Options in South Africa — 2026 Guide

Choosing a personal loan in South Africa isn't just about finding the lowest interest rate. This guide explains the types available, what to compare beyond the headline rate, how interest rates work in 2026, and tips for first-time borrowers.
May 19, 2026
How to Get an Online Loan in South Africa — Same Day Approval (2026)
Loans & Credit

How to Get an Online Loan in South Africa: Same Day Approval

In 2026, digital lenders make it possible to apply for a loan in under 10 minutes and have money in your account the same day. This guide explains how online loans work, what you need, and how to borrow safely.
May 19, 2026